World Bank financed Tamil Nadu Housing Sector Strengthening Program


The objective of the Tamil Nadu Housing Sector Strengthening Program is to increase the access to affordable housing by strengthening policy, institutions, and regulations of the housing sector. It supports a set of state-level policy, regulatory, and institutional reforms that are expected to promote efficient and inclusive housing market development and to increase the supply of affordable housing.


First Tamil Nadu Housing Sector Strengthening Program


The First Tamil Nadu Housing Sector Strengthening Program will be financed by the International Bank for Reconstruction and Development (IBRD) through Development Policy Financing (DPF) in the amount of US$200 million (Rs. 1400 crore) for the Government of Tamil Nadu, the first in a series of two single-tranche programmatic DPFs. The first Development Policy Loan focuses on reforms for housing policy, institutions, and regulatory environment that are building blocks to create a housing market and to increase access to affordable housing.


The following Sustainability frameworks have been adopted by TNSCB under the First Tamil Nadu Housing Sector Strengthening Program


The Second Tamil Nadu Housing Sector Strengthening Program with the total Project Cost of USD 190 million (Rs.1545.90 crore) to strengthen the systems and institutions of the Government of Tamil Nadu. The second DPF will deepen the reforms by introducing the next set of incremental shifts in policy, institutional systems, and regulations. It will also further enable both the public and private sectors to deliver diverse housing solutions, particularly focusing on serving the low-income and Economical Weaker Section (EWS) households. The Program became effective from 30.09.2022.


The DPF-2 Program will:


Support the key housing institutions in Tamil Nadu to better serve lower-income families by expanding the menu of affordable housing solutions for EWS households, using inclusive cross-subsidies, developing mixed-use and mixed-income housing, among others. The DPL also supports GoTN’s initiative to bridge gender gaps in access to housing by ensuring women’s ownership or co-ownership in government-sponsored housing.


Help mobilize partnerships with the private sector (developers, bankers, and households) for housing development in the state. These include reducing the time required for planning permissions using a single-window online portal, facilitating housing finance institutions to serve the poorest households, and empowering communities to take shared responsibility for the upkeep of the tenements.


Promote green and climate-resilient houses for the EWS and low-income groups, including mandating all new government-sponsored affordable housing projects to comply with energy efficiency design standards, which is the first in the country.

One of the key reforms committed by Government of Tamil Nadu under the program is to establish the Tamil Nadu Integrated Housing Information System (TNIHIS).


The objective of the establishment of TNIHIS is to support the Government and key stakeholders to enhance the availability of Housing sector Information that will support policy decision making by the Government Housing Institution, Investment Decisions by the private and Non-Government sectors operating in Tamil Nadu. Also, the system will offer a platform for information on housing supply, housing demand and housing finance for different marked segments and locations and across time.

As part of this, TNUHDB has created a Dashboard for annual sector monitoring and performance using housing indicators in public domain.




TNHHDP – Audit Report 2020-21

TNHHDP – Audit Report 2021-22

TNHHDP – Audit Report 2022-23